by Jonathan Phillips, Esq. | May 29, 2016 | Personal Injury Protection
Emergency Medical Providers Key to not being Underpaid A Brief History of the Law In 2008, Florida legislatures revised the PIP statute which created a mandatory reservation of $5,000 of the $10,000 PIP benefit for payment to a specific category of providers for...
by Jonathan Phillips, Esq. | Apr 16, 2016 | Personal Injury Protection
Examinations Under Oath “EUO” An Examination Under Oath, or “EUO”, is an examination of an auto accident victim that is compelled by their insurance company. An EUO is similar to a deposition in that the victim is required to testify under oath, however there is no...
by Jonathan Phillips, Esq. | Apr 13, 2016 | Personal Injury Protection
Peer Review Insurance carriers are able to withhold personal injury protection (“PIP”) payments to medical providers by using several different methods. One such method is the use of peer reviews. Peer reviews of the patients medical records are conducted by...
by Jonathan Phillips, Esq. | Nov 16, 2015 | Personal Injury Protection
There is No Such Thing as an Independent Medical Examination When someone is injured in a car accident and requires medical attention, an insurance company will likely being paying for at least some of the medical bills. Certain tools are available to insurance...
by Jonathan Phillips, Esq. | Oct 16, 2015 | Personal Injury Protection
Importance of an EMC in Florida for PIP coverage Under Florida law, Florida motorists are required to have a minimum $10,000 in Personal Injury Protection (PIP) coverage as part of their auto insurance policy. Having PIP coverage does not always guarantee that the...
by Jonathan Phillips, Esq. | Aug 16, 2015 | Personal Injury Protection
PATIENTS MUST UNDERSTAND THESE RULES TO AVOID LOOSING MEDICAL BENEFITS The Florida legislature has made changes to the law. The changes allowed insurance companies to change the way that personal injury protection (PIP) are administered to their policy holders. PIP...
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