by Jonathan Phillips, Esq. | May 17, 2022 | News
Closed-end Credit The key disclosures for closed-end credit transactions are as follows: • The “amount financed”, which is “the amount of credit provided to the consumer (or on the consumer’s behalf) (12 C.F.R.$1026.18(b). • The “finance...
by Jonathan Phillips, Esq. | May 17, 2022 | News
Certain businesses that tend to deal with Credit and Loan applications through regular business, such as mortgage brokers or car dealerships, may knowingly insert or alter information on credit applications. Always double check and verify the accuracy of anything you...
by Jonathan Phillips, Esq. | May 17, 2022 | News
Whether you are applying for the first time or working to build a better rating, the below list of our Top 6 warnings to anyone in the process of investigating, shopping around, or filling out applications. Never provide incorrect information on a credit application...
by Jonathan Phillips, Esq. | May 2, 2022 | News
Federal and State laws grant you and enforce some basic rights when applying for Credit and Loans. Read below for our top 11 list of things every consumer should know • You have the right to shop for the best loan available to you and compare the charges of different...
by Jonathan Phillips, Esq. | Sep 16, 2016 | Auto Insurance
What Auto Insurance do you need in Florida? Personal Injury Protection Personal injury protection or PIP is required for every policy holder in the State of Florida. If a policy holder is involved in an accident, PIP covers 80% of their medical costs and 60% of their...
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